ICHRA Platform Comparisons
Get to know the platforms before you jump into ICHRA
ICHRA platforms are the independent administrators of your plan. Let’s dive in.
Get to Know Your Platform
- These platforms are all online-based tools. They are independently run and have different features.
- The platforms are not related to or affiliated with Peak Health or Southwest Health, and are also independent from the carriers.
- Each platform has different features, options, and capabilities
- Brokers may earn a commission, paid for by the platform. If you are using a broker, ask about commissions and additional fees they charge.
Have a Question?
If you get stuck in the weeds, we can guide you.
ICHRA Systems
Best choice for employers who are working with a broker
Fees Employers Pay
- $15 per employee/month
Broker Required?
- Yes
Services Provided
- Provides direct reimbursement to employee via payroll
- Generates all paperwork, including employee notices
- Can help determine eligibility for tax credits
- Allows setting of employer contribution by percentage instead of lump- sum, ensuring fair employer contributions to employees of all ages
Commissions Paid to Brokers
- Brokers receive a commission for use of this platform
Notes
- Platform does not include a mobile-friendly version
- Platform can determine employee eligibility for other Colorado-based programs
Take Command Health
Best choice for employers who want to work directly with platform
Fees Employers Pay
- $15 per employee/month
- $15/month platform fee
Broker Required?
- No
Services Provided
- Provides direct reimbursement to employee via payroll
- Generates all paperwork, including employee notices
- Personalized benefits consultant to facilitate employee enrollment (if a broker is used, broker will provide this service)
- Employees can self-enroll if they choose, using guided steps
- Can help employee determine eligibility for tax credits
Commissions Paid to Brokers
- Only if employer uses a broker
- Commissions are negotiated between Take Command and broker
Notes
- Platform includes mobile-friendly interface, easy-to-use UI
- When enrolling, employees are presented with both ACA-compliant and non ACA-compliant cost-sharing plans
PeopleKeep
Fees Employers Pay
- $15 per employee/month
- $29/month platform fee
- $150 one-time setup fee
Broker Required?
- No
Services Provided
- Generates all paperwork, including employee notices
- Personalized benefits consultant to facilitate employee enrollment (if a broker is used, broker will provide this service)
- Employees can self-enroll if they choose, using guided steps
Commissions Paid to Brokers
- Only if employer uses a broker
Notes
- Platform does NOT support direct reimbursement to employee via payroll
- Platform includes a mobile-friendly version, easy-to-use UI
- Platform can determine employee eligibility for other Colorado-based programs