ICHRA Platform Comparisons

Get to know the platforms before you jump into ICHRA

ICHRA platforms are the independent administrators of your plan. Let’s dive in.

Get to Know Your Platform

  • These platforms are all online-based tools. They are independently run and have different features.
  • The platforms are not related to or affiliated with Peak Health or Southwest Health, and are also independent from the carriers.
  • Each platform has different features, options, and capabilities
  • Brokers may earn a commission, paid for by the platform. If you are using a broker, ask about commissions and additional fees they charge.

Have a Question?

If you get stuck in the weeds, we can guide you.

ICHRA Systems

 

Best choice for employers who are working with a broker
Fees Employers Pay
  • $15 per employee/month
Broker Required?
  • Yes
Services Provided
  • Provides direct reimbursement to employee via payroll
  • Generates all paperwork, including employee notices
  • Can help determine eligibility for tax credits
  • Allows setting of employer contribution by percentage instead of lump- sum, ensuring fair employer contributions to employees of all ages
Commissions Paid to Brokers
  • Brokers receive a commission for use of this platform
Notes
  • Platform does not include a mobile-friendly version
  • Platform can determine employee eligibility for other Colorado-based programs

 

Take Command Health

 

Best choice for employers who want to work directly with platform
Fees Employers Pay
  • $15 per employee/month
  • $15/month platform fee
Broker Required?
  • No
Services Provided
  • Provides direct reimbursement to employee via payroll
  • Generates all paperwork, including employee notices
  • Personalized benefits consultant to facilitate employee enrollment (if a broker is used, broker will provide this service)
  • Employees can self-enroll if they choose, using guided steps
  • Can help employee determine eligibility for tax credits
Commissions Paid to Brokers
  • Only if employer uses a broker
  • Commissions are negotiated between Take Command and broker
Notes
  • Platform includes mobile-friendly interface, easy-to-use UI
  • When enrolling, employees are presented with both ACA-compliant and non ACA-compliant cost-sharing plans

 

PeopleKeep

 

Fees Employers Pay
  • $15 per employee/month
  • $29/month platform fee
  • $150 one-time setup fee
Broker Required?
  • No
Services Provided
  • Generates all paperwork, including employee notices
  • Personalized benefits consultant to facilitate employee enrollment (if a broker is used, broker will provide this service)
  • Employees can self-enroll if they choose, using guided steps
Commissions Paid to Brokers
  • Only if employer uses a broker
Notes
  • Platform does NOT support direct reimbursement to employee via payroll
  • Platform includes a mobile-friendly version, easy-to-use UI
  • Platform can determine employee eligibility for other Colorado-based programs

 

Feeling Lost?

ICHRAs can be more difficult on your own. We can point you in the right direction or answer questions.

Feeling Lost?

ICHRAs can be more difficult on your own. We can point you in the right direction or answer questions.

ICHRA Platform Comparisons

Get to know the platforms before you jump into ICHRA

ICHRA platforms are the independent administrators of your plan. Let’s dive in.

Get to Know Your Platform

  • These platforms are all online-based tools. They are independently run and have different features.
  • The platforms are not related to or affiliated with Peak Health or Southwest Health, and are also independent from the carriers.
  • Each platform has different features, options, and capabilities
  • Brokers may earn a commission, paid for by the platform. If you are using a broker, ask about commissions and additional fees they charge.

Have a Question?

If you get stuck in the weeds, we can guide you.

ICHRA Systems

 

Best choice for employers who are working with a broker
Fees Employers Pay
  • $15 per employee/month
Broker Required?
  • Yes
Services Provided
  • Provides direct reimbursement to employee via payroll
  • Generates all paperwork, including employee notices
  • Can help determine eligibility for tax credits
  • Allows setting of employer contribution by percentage instead of lump- sum, ensuring fair employer contributions to employees of all ages
Commissions Paid to Brokers
  • Brokers receive a commission for use of this platform
Notes
  • Platform does not include a mobile-friendly version
  • Platform can determine employee eligibility for other Colorado-based programs

 

Take Command Health

 

Best choice for employers who want to work directly with platform
Fees Employers Pay
  • $15 per employee/month
  • $15/month platform fee
Broker Required?
  • No
Services Provided
  • Provides direct reimbursement to employee via payroll
  • Generates all paperwork, including employee notices
  • Personalized benefits consultant to facilitate employee enrollment (if a broker is used, broker will provide this service)
  • Employees can self-enroll if they choose, using guided steps
  • Can help employee determine eligibility for tax credits
Commissions Paid to Brokers
  • Only if employer uses a broker
  • Commissions are negotiated between Take Command and broker
Notes
  • Platform includes mobile-friendly interface, easy-to-use UI
  • When enrolling, employees are presented with both ACA-compliant and non ACA-compliant cost-sharing plans

 

PeopleKeep

 

Fees Employers Pay
  • $15 per employee/month
  • $29/month platform fee
  • $150 one-time setup fee
Broker Required?
  • No
Services Provided
  • Generates all paperwork, including employee notices
  • Personalized benefits consultant to facilitate employee enrollment (if a broker is used, broker will provide this service)
  • Employees can self-enroll if they choose, using guided steps
Commissions Paid to Brokers
  • Only if employer uses a broker
Notes
  • Platform does NOT support direct reimbursement to employee via payroll
  • Platform includes a mobile-friendly version, easy-to-use UI
  • Platform can determine employee eligibility for other Colorado-based programs