The Colorado Option has been around for several years, offering residents a more affordable and transparent way to get the health coverage they need. If you buy health insurance on the individual market or through a small employer with fewer than 100 employees, the Colorado Option might be the right fit for you.
The Colorado Option is a health insurance choice available to Colorado residents through Connect for Health Colorado. They’re designed to provide better health coverage, lower costs, and more transparency directly by the Colorado Division of Insurance. If you’re shopping for health insurance on the individual market or through a small employer, here’s what you can expect:
- Standardized Plans: Every health insurance company in Colorado offers the same Colorado Option coverage. This makes it easy to compare your choices without digging through complex details.
- $0 to Low-Cost Copays: The Colorado Option is designed to offer lower premiums and reduce costs for many essential services, helping you get the care you need without breaking the bank.
- Essential Benefits: All Colorado Option plans cover essential health benefits required by the Affordable Care Act, including services like doctor visits, prescription drugs, and hospital care.
- $0 to Low-Cost Services: You get access to $0 copay for primary care and mental health counseling visits, prenatal and post-pregnancy care, and diabetic supplies. These are critical services many Coloradans rely on for everyday health.
- Cost Transparency: No more guessing games—Colorado Option plans are designed to be clear and upfront about both costs and benefits, giving you peace of mind when you make your choice.
Enrolling in a Colorado Option Plan
Ready to explore your options? You can enroll through Connect for Health Colorado and compare different Colorado Option plans side by side. And if you qualify, you might even get additional subsidies or savings based on your income.
Through Peak Health Alliance’s partnership with Elevate Health Plans by Denver Health Medical Plan, you have access to our Colorado Option plan if you live in our nine-county coverage area. It’s a great way to find coverage that’s budget-friendly, transparent, and designed with your needs in mind.